Payment & Financing Information

Payment and Financing Information

MorFurn accepts the payment methods that are displayed at checkout. Available payment, digital wallet, buy now, pay later, financing, and lease-to-own options may vary by order, product, customer eligibility, and delivery destination.

Third-party providers

Payment and purchasing-power products are offered and administered by independent third-party providers. Ardelius, Inc. d/b/a MorFurn is a furniture retailer and is not a bank, lender, card issuer, or lease-to-own provider. If a third-party option is available, that provider’s application, approval criteria, disclosures, privacy notice, and customer agreement apply.

Approval and eligibility

Submitting an application does not guarantee approval. Eligibility, spending limits, down payments or initial payments, payment schedules, fees, interest or annual percentage rates, and state availability are determined by the applicable provider. MorFurn does not make approval decisions or guarantee any particular terms.

Lease-to-own options

Lease-to-own is not a loan or credit product. For a lease-to-own transaction, the provider owns the merchandise until the customer completes the ownership requirements in the provider agreement or exercises an available early-purchase option. Acquiring ownership through lease-to-own generally costs more than the cash price. Not all applicants are approved, and availability varies by state and item.

Returns, cancellations, and refunds

MorFurn’s Returns, Cancellations & Damaged Items policy applies to merchandise eligibility. After MorFurn approves a refund or cancellation, the payment, financing, buy now, pay later, or lease-to-own provider determines how and when the customer’s account or payment schedule is adjusted. Customers should continue making required payments until their provider confirms a change.

Cash price and provider terms

Product pages display MorFurn’s cash price. Any provider-specific promotional amount is an estimate unless the provider states otherwise. The provider’s final agreement controls if it differs from general information on this website.

Questions about a MorFurn order may be directed to 877-955-5550 or more@morfurn.com. Questions about an application, approval decision, account, or payment plan should be directed to the applicable provider.